Can I File a Claim Without Going to a Doctor?

You need to go to the doctor to not only get the necessary treatment you need, but also to prove that you were injured. Once you go to the doctor, you will receive the necessary documentation that you need to file a claim through your insurance company.

How Do I Prove That I Have Lost Wages Because of an Injury?

After you have been in a car crash, your back and neck may hurt. The pain may be so severe that you need to take time off of work. To reclaim wages that you have lost from work, you can have your employer verify that you have missed days of work. You can also have your employer confirm your salary to recoup lost wages. Additionally, you can show your W-2 form or tax return to prove that you have lost money because of an injury.

What Is UIM Coverage?

UIM coverage, which is also known as Underinsured Motorist insurance can pay for your medical bills if a driver who crashed into you either is uninsured or doesn’t have enough insurance coverage to pay for your medical bills.

Should I Give My Insurance Company a Recorded Statement?

You should not give your insurance company a recorded statement. Insurance companies are well-versed in ways to resolve your claim as quickly as possible rather than looking out for your best interests.

What Are Policy Limits?

A policy limit is the maximum amount an insurance policy will pay out on a certain claim.

When Am I Entitled To Punitive Damages?

You may be entitled to punitive damages when you have been hit by a driver who was under the influence. Punitive damages are awarded to the victim of a car crash to punish a defendant who was driving under the influence of drugs and/or alcohol.