Insurance companies are meant to help with certain claims, depending on their specialty. However, most companies want to avoid personal injury claims. Why is this? First, we’re going to look at what a personal injury claim is, and then how to get your claim settled.
What is a Personal Injury Claim?
Personal injury covers those who are victims to motor vehicle accidents, social wrongs, or defective products. Plaintiffs, or those filing the case against the defendant, may receive compensation for the injury they have suffered. This compensation may include pain and suffering, medical bills, or lost wages.
How Insurance Companies Cover Personal Injury Claims
Insurance claim adjusters often want to keep the payout as low as possible for the insurance companies. They will investigate the claim to make sure that it is worth the time and money for the company to pay out. Oftentimes, the adjuster wants to keep prices low so that the company may make more profit.
However, the adjuster also wants to avoid a lawsuit. They may risk a personal injury lawsuit if they fail to adequately cover the personal injury claim, which can add up and cost the company more money. This is a fine line that the adjusters must make – but remember, their primary motive is making profit for the company.
Getting the Best Settlement for Your Personal Injury Claim
There are a lot of aspects to consider before deciding to file a personal injury claim. Making sure that you have a strong case for your claim is one of the most important things. However, here are a few more things to consider:
- Hiring a Personal Injury Lawyer. Lawyers can help you understand your rights, and consulting with a lawyer may help you determine whether or not your case could receive a good settlement.
- Making Sure You Have Evidence. Medical records, lost wages, and photographs can help solidify your claim. While there is no price range for pain and suffering, personal witnesses may help you get a bigger settlement with the insurance company. If you ever find yourself in the position where you might need a personal injury claim, getting photographs and evidence will further help your claim.
- Write a Demand Letter. When you issue a personal injury demand letter, you are stating what you have gone through and the amount of money you wish to receive. This helps your case by telling the adjuster where you are willing to start, rather than what the adjuster may think is appropriate for your personal injury.
How We Can Help You
Any type of personal injury can cause distress to both the mind and body. However, there are people out there who want to help you. If you’ve been injured in an accident and need help navigating the process and getting the compensation you deserve, call Greathouse Trial Law today. We are experts in the process who will do what it takes to get the outcome you deserve.